Webhey there, we do not charge a fee for having your balance going into the negatives. While you are still able to receive funds to your cash app, any payment sent to you will go. Webyes, ca could send the debt to collections, mess with your credit ratings for years. To view your balance in cash app: You'll see your available funds listed in the. Charges that appear on your account long after a purchase and secondary charges like tips can push your balance into the negative.