Meet eligibility requirements, enroll in optional overdraft protection [3]. Webnetspend lets cardholders overdraw their accounts, but only if they have previously enrolled in its overdraft protection service. Otherwise, netspend does not allow you to go over. Webnov 12, 2021 · you can overdraft your netspend card, but keep in mind that all overdrafts are paid at netspend's discretion. Netspend offers an overdraft protection service that. Webam i eligible for the overdraft service? The optional debit card overdraft service is not available to all accounts. See your online account center for availability and full details.