Webevery time i’ve requested a cli via the app it’s been a soft pull. Most recent being 02/18/2024. I’ve seen a few data points of people reporting a hard pull when they. Webapr 8, 2020 · like many credit card issuers, navy does a soft pull of your credit every month. If the system deems you eligible for a cli, it will offer you one without a hard. Webapr 21, 2023 · yesterday i asked navy federal to reduce the interest rate on my card and had it lowered from 18% to 14%, what their representative said was their lowest rate. Webhow can i request a credit limit increase? Sign in to online banking to submit your credit limit increase request. If you prefer, send us a secure message through online banking. Remember that it’s not guaranteed you will be granted.